How Long Does It Take to Process a Social Security Disability Claim?

03/17/09

Q: How long does a typical social security disability benefits claim take?

A: There are no deadlines within which the Social Security Administration has to process an application for social security disability insurance. Some cases take years to receive a decision. Others, make it through the process very quickly. The norm for a social security disability case being reviewed for the first time is about ninety days. Numerous things can lengthen the duration for a decision on your particular case.Although you cannot control how long it takes for your social security disability claim to be processed, you can assure that certain factors will not delay it. The number one reason cases are held up is due to a wait for medical records. It is important, therefore, to assure that your complete medical records have been sent to the disability examiner handling your case. Participate in any exams your claims representative may request. If you cannot be present at a particular exam, it is important that you reschedule. A decision cannot be made regarding your claim, if the representative handling your application does not have thorough or updated information about your injury. Get in touch with the representative handling your case, if you make any changes to your contact information. And do not ignore notifications or informational requirements sent to you by social security. The representative handling your social security disability application wants to reach a decision too, so be polite and helpful. Lastly, it is smart to touch base with the disability manager handling your case from time to time to check the status of your file.

Q: Do you have to wait 5 months before you apply for social security disability benefits?

A: You should apply for social security disability benefits as soon as you become injured and know that your condition will prevent you from working for at least 12 months. You do not have to wait a certain period of time before you submit an application. A decision on a case can vary from months to years, so it is advantageous to submit your application for benefits as soon as you can. There is a required waiting time of five months after the onset date of your injury before you can receive your first benefits check, but there is no waiting period for applying. Q: Are you allowed to work part time when you are waiting for a decision regarding social security disability insurance?

A: Yes, you can work while you are awaiting a decision regarding your application for social security disability. The factor that influences your eligibility for benefits is not the employment itself, but how much income you make. If you make more than the SGA amount, you will not be eligible for benefits. That monthly amount is currently just under $1000 pretax.